CBN-aligned · NGN-native · Built for African lenders
The core banking stack for modern lenders.
Onboard customers, originate loans, generate amortization schedules, post repayments and track arrears — all in one auditable system.
Customer onboarding
KYC capture with BVN, NIN, employment and income — fully searchable.
Loan origination
Configure products, take applications, and run multi-step approval workflows.
Schedules & repayments
Auto-generate amortization (flat or reducing balance) and post payments with allocation.
Arrears tracking
Real-time DPD calculation and overdue installment flags across the portfolio.
Audit-grade trail
Every action — approval, disbursement, repayment — logged with actor and timestamp.
Portfolio dashboard
Live KPIs: book size, disbursed, outstanding, arrears and recovery.